So you are ready to buy.. Now What? Part 3

So you are ready to buy your house… Now what? Looking for your New Home!!

So you now have completed 2 steps:

You found your REALTOR.

You got your Pre approval.

So now where do we go from here? Now that we know how much you can afford now we start your home search.

• Do you know where you want to be neighborhood wise?
• Do you know how many bedrooms, bathrooms?
• Do you want a 2 story house or single story?
• Pool or no pool?

I think you know where I am headed. Those will be some of the questions we will ask. You can also do your searches on your own here. Knowing what you want is half the battle.

Most people think great this is a buyers market and I can get a great house for real cheap. Yeah at one point you could, but not at this time. Sellers are standing there ground. Houses are now over priced but where they need to be at. We are in a Normal Market. Yes there are plenty of foreclosures. Many of them need lots of work. Are you ready to do that? If not a motivated seller is your best options and there are a lot of great deals with them as well.

So would like to start your home search? Contact me here. I can help you find the perfect HOME!

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

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Around the Town ~ Veteran’s Park

Veteran's Park

This statue is located on the corner of Southgate and University. Very nice park, its adjacent to the New Dog park there. There will be a Veteran’s Day celebration. If you are a Vet, this is the place to be.

Do you have pictures around town, or county? Share them here, would love to see!!

Selling Houses and Creating Homes!Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

 

So you are Ready to buy…Now What?

You are ready to buy your First Home, you found your Realtor not you want to know the next step? Getting your Pre – Approval letter. Here is some information on Pre – Approvals. Know the steps you need to take, know what you are getting into before hand. You don’t want to take any risks after you bought your First Home….

Signing on the Dotted Line

What is it?
“Pre-approval” means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre approval letter, which shows your borrowing power. You can visit as many lenders as you like and get several pre-approvals, but keep in mind that each one carries with it a new credit check, which will show up on future credit reports.

Although not a final loan commitment, the pre approval letter can be shown to listing brokers when bidding on a home. It demonstrates your financial strength and shows that you have the ability to go through with a purchase. This information is important to owners since they do not want to accept an offer that is likely to fail because financing cannot be obtained.

How do you get pre-approval?
Real estate financing is available from numerous sources, including lenders here in the finance section of Realtor.com, mortgage companies that have worked with local REALTORS® and in some cases, individual REALTORS® themselves. Based on his or her experience, the REALTOR® may suggest one or more lenders with a history of offering competitive programs and delivering promised rates and terms.

The loan officer will carefully review your financial situation, including your credit report and other information. The lender will then suggest programs which most-closely meet your needs. For instance, a first-time buyer may qualify for state-backed mortgage programs with little money down and low interest rates, while a repeat purchaser (someone who has bought a home before) with more equity (money invested in the home) might want to get a 15-year loan and the lower overall interest costs it represents. Typically, first-time buyers opt for the traditional 30-year loan, with either a floating interest rate or a fixed rate of interest over the life of the loan.

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

 

Around the Town~~ Trucking in Tamarac

Trucking in Tamarac

Are you enjoying seeing all the trucks in Tamarac? Have you seen one around town. Take a pic and send it here. Would love to see your pictures from around Tamarac!!

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

 

So you are ready to buy… Now what?

So you know you are ready to buy your first house. But now you don’t know which way to go. Who do you work with? Do you get a Mortgage broker first and how do I find one?

Lauderhill Listing

Most people have friends who know a REALTOR or who have worked with one. My first advice is to ask your friends and family members to help you with that one. Its better to go with someone you know has worked with a friend, better references that way.

If you don’t know of anyone that does, Internet search is your next option. Find someone local to the area you are looking at. Not every agent works all areas. Someone from Miami may not know the Coral Springs neighborhood or stats, and vise versa. Does the agent specialize in working with First Time Homebuyers?

Interview a few and see which one you click with. Things run much smother if you are working with someone you are comfortable with.

Once you found a  REALTOR he or she will ask you some qualifying questions.

How many bedrooms, baths, pool no pool and most importantly whether or not you are pre – approved with a lender? Without that, the listing agent won’t even look at a possible offer you will be sending over. Not only that, how much do you think you qualify for? Are you looking in a price range that may be over? Know this before going in.

After you have been pre – approved, our next step is locating the PERFECT home for you!!!

Stay tuned for more…..

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

 

Around the Town~ Another City of Tamarac Truck

Just another truck around town, What I like about them, is they got the Cit Logos on them which separates them from the rest of the trucks in Broward County.

You have photos around the town? Would love to see them.

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

LivingTamarac.com

Photos

 

Around the Town ~~ City of Tamarac

Just another Truck around Town

Captured another Truck around the City of Tamarac. This Fire Truck was at the Tamarac Community Center for the Health and Hurricane Expo. Are you ready for Hurricane season?

Do you like taking pictures of around the town? If so would love for you to send them to me, would like to share with everyone here. Don’t worry you will get full credit!

Coming Soon ~~ Preparing for Hurricane Season. Whick is only 2 weeks away!

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

LivingTamarac.com

Photos

 

Around the Town~~ Tamarac,Fl

Around the Town

Start seeing some new shots around the City of Tamarac. You got any shots would love for you to send them to me. You will get full credit!!

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

LivingTamarac.com

Photos

 

Another Test Run

OK I had now idea about this site and I am trying it out for the first time to see how it comes out. You are suppose to be able to type from your web browser and change fonts, styles and pics and more and be able to send to your blog site.

Let’s see how this turns out and if it works I might do it more often. I had tried Nvu but doesn’t work well with my MAC. So I will be really happy if this turns out well.

Selling Houses and Creating Homes!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.

LivingTamarac.com

Photos

 

Selling House and Creating Homes

Have you ever wonder what a Realtor does?

Well not only do we list houses for those who are wanting to move up or size down. We also help buy homes.

When you are selling you sell a house, you need to take your personal love from the home. Its harder to sell when you still think of the house as a home.

But when you are looking to buy, you are buying a Home! You are looking to live in a home, not only a house. You need to add your pesonality with the home!!

A Realtor ;earns to figure a buyer out, what you love, what you are looking for a home. That’s what we do, thrying to match a Home with a Buyer. A good Realtor knows how to spot those things out!!

Are you looking for a good Realtor, knowing what to look for, well I am your Gal!!!

Jeannette Neerpat
9000 Sheridan Street
Pembroke Pines, Fl 33024
www.Neerpat.com

Would you like a Free Market Analysis? Visit www.Neerpat.com or call 954-993-4104.